First Environment has been providing specialty environmental services to insurance companies and their insureds for both the residential and commercial market for more than 27 years. Our insurance industry experts have provided technical consultation to hundreds of analysts, complex directors, assistant vice presidents, and attorneys for more than 750 pollution claims ranging in cost severity from less than $100,000 to up to 15 million dollars.

First Environment can independently and effectively support a broad range of insureds on their environmental issues at the recommendation of insurance carrier while keeping the carrier informed of important substantive, regulatory, and costing issues. We manage each environmental issue in a manner for consensus by both the carrier and the insured. For example, on pollution matters, each closure option is thoroughly vetted and all associated costs are evaluated. First Environment routinely develops site investigation and remedial options, feasibility analyses, exit strategies and detailed task-based cost estimates to allow stakeholders to decide on the best site closure strategy. We also have project management procedures in place to ensure quality project performance, schedule and budgets compliance, and stakeholder coordination. We have a great deal of project experience working with insureds and insurance carriers on projects ranging from simple to complex. In addition, we support carriers in assessing site liabilities during the underwriting process. We are committed to providing unmatched customer service to the insurance industry by delivering assessments in a 72-hour period and working closely with insurance professionals and analysts to review documents.

For more information regarding our specialty consulting services for the insurance industry, please submit a request on our contact page.

Areas of Expertise:

  • Environmental loss prevention/reasonable and customary cost assessments
  • Pollution source, cause, and timing assessments/coverage assessment support
  • Cost allocation
  • Invoice reviews and support to analysts
  • On-site oversight
  • Site cost estimates
  • Site investigation and remediation
  • Expert testimony
  • Subrogation/mediations
  • Tank insurance specialty services

Our Work

PFAS in Groundwater Interim Remedial Measure (IRM) Workplan for Westchester County Airport

Client: Westchester County Department of Public Works and Transportation
Location: Westchester, NY

Pre-Demolition Asbestos-Containing Material Survey at Former Bristol-Myers Products Research and Development Facility

Client: 1350 Liberty Ave, LLC
Location: Hillside, NJ

Site Remediation of UST for Former Buck Trust Property

Client: Chubb Insurance
Location: Far Hills, NJ

Remedial Investigation Activities for Residential Properties

Client: Plymouth Rock Insurance Company
Location: New Jersey

Insurance Coverage Subrogation Litigation for AIG

Client: Pillsbury Winthrop Shaw Pittman
Location: California

New Jersey Municipal Environmental Risk Management Fund

Client: PERMA
Location: Statewide, New Jersey